Jumbo loans are priced above the conventional high balance loan limit to enable those with higher income, well-documented ample assets, great credit, and a low income-to-debt ratio, to buy higher value properties. This is a terrific option if your finances are strong and your documentation is squeaky clean. Do take note: the down payment will likely be larger than that of a standard loan as these loans are documented with private investors in mind. Curious about the benefits and trade-offs of this loan? We will happily walk you through the ins and outs of jumbo loan land.